Our Services
Insurance Solutions for Every Stage of Life
From your first health plan to Medicare enrollment, Julio Leal guides you through every decision — in English and Spanish.
Medicare
Turning 65? We make Medicare simple.
Medicare can feel overwhelming with its many parts, plans, and enrollment windows. Julio Leal simplifies the process and helps you find the right combination of coverage — at no extra cost to you.
- Medicare Part A & B (Original Medicare)
- Medicare Advantage (Part C) plans
- Prescription Drug Coverage (Part D)
- Annual enrollment period guidance
- No-cost broker service — we work for you
Life Insurance
Protect the people who matter most.
Life insurance is one of the most important gifts you can give your family. Whether you need term coverage for a specific period or permanent protection that builds cash value, we'll find the right fit for your budget and goals.
- Term Life Insurance (10, 20, 30-year)
- Whole Life Insurance
- Final Expense Insurance
- Coverage for all health backgrounds
- Affordable premiums for every budget
ACA / Marketplace Plans
Quality health coverage at a price you can afford.
The Affordable Care Act Marketplace offers health plans with income-based subsidies that can dramatically lower your monthly premium. Julio helps you understand your options and enroll in the plan that best fits your family.
- Individual and family health plans
- Premium tax credit (subsidy) assistance
- Open enrollment & special enrollment periods
- Dental and vision add-ons available
- All major carriers in Arkansas and Texas
Medicare Supplement
Fill the gaps. Keep your peace of mind.
Original Medicare covers a lot — but not everything. Medicare Supplement (Medigap) plans cover the out-of-pocket costs that Original Medicare leaves behind, so you're never surprised by a large medical bill.
- Covers Medicare Part A & B cost-sharing
- Plans A, B, C, D, F, G, K, L, M, N
- Use any doctor that accepts Medicare
- Guaranteed renewable coverage
- Compare rates from multiple carriers
Not Sure Which Plan Is Right for You?
Schedule a free, no-obligation consultation with Julio. He'll walk you through your options in plain language — English or Spanish.